← AlphaSignal

SYF

★★☆☆☆ Passmistral

Synchrony Financial

Financial Services · sector percentile 20

Session move

$76.71

−$2.91-3.65%

Vol 1.33× avg

46/100 quant · tgt $89.09

ADV$ 234.5M

session 2026-08-20 · Snapshot — not live tape

Since last scan

2026-08-19 → 2026-08-20

Score+0.1Price−$0.96 · -1.19%Disclosure+8.0

Context only — not a buy/sell signal. Built from scan history and cached news/filings.

Snapshot quote

session 2026-08-20 · scan 2026-08-20 · pushed 2026-08-20T21:09 · After hours (stale)

Show quote fundamentals
Last (scan/close)
$79.62
Previous close
$79.62
Pushed last
$76.71 (stale) · After hours
Session open
$78.86
Last session range
$75.66 – $79.24
52-week range
$73.60 – $81.92
Session volume
4,137,300
Avg volume (20d)
3,099,504
Market cap
$25.91B
PE (TTM)
8.17
Forward PE
7.58
Dividend yield
1.49%
1y target est.
$89.09
Next earnings
2026-10-14

Snapshot quote — last daily session bars and scan fundamentals. Not live bid/ask or intraday quotes. Pre/after-hours quotes are thinner and may differ from the regular session.

Market briefing

Curated digest — not a trade signal. Headlines and links as provided by the producer.

No recent headlines for this ticker.

Reddit mentions

Public Reddit titles via the official API — unofficial, delayed, not a trade signal. Not affiliated with Reddit. Opens Reddit.

No recent Reddit titles matched this ticker.

Price Chart

Daily prices from cache

Loading price history…

AI Analysis

  • Bull Thesis — Synchrony Financial trades at a steep discount to peers (8.17x P/E vs. 14-16x for regional banks) despite stable credit performance and improving EPS growth (3.6% YoY).
  • Risks — Credit quality deterioration in private-label card portfolio could pressure provision expenses and ROE below current 20.8% levels.
  • Target Upside — 11.9% upside to $89.09 target, implying 11.1x P/E, still below sector median, driven by normalization of interest rates and buyback tailwinds.

Score History

2026-07-3145.8 pts · 2026-08-20

14 days of scans. Daily batch adds the next weekday automatically while the API is running.

  • DatePriceChgScoreRating
  • 2026-08-20$79.62−$0.9645.8Pass
  • 2026-08-19$80.58−$0.1745.7Pass
  • 2026-08-18$80.75−$0.2546.9Pass
  • 2026-08-17$81.00+$0.9246.8Pass
  • 2026-08-14$80.08−$0.1346.0Pass
  • 2026-08-13$80.21+$1.7446.0Pass
  • 2026-08-12$78.47+$0.2844.3Pass
  • 2026-08-11$78.19−$0.4844.5Pass
  • 2026-08-07$78.67−$0.5843.3Pass
  • 2026-08-06$79.25+$0.1744.1Pass
  • 2026-08-05$79.08+$1.2443.9Pass
  • 2026-08-03$77.84+$2.0541.6Pass
  • 2026-08-01$75.79−$0.3441.8Pass
  • 2026-07-31$76.1342.0Pass

Quant Breakdown

Revenue Growth
0.2
EPS Growth
1.4
ROE
10.0
PER Relative
10.0
Debt / Equity
3.2
FCF Margin
8.0
Analyst Upside
4.0
Insider / Sector
0.0
Momentum 3M
9.0
Earn. Surprise
0.0

Short volume (FINRA)

Off-exchange short sale volume ratio vs recent sessions — not a squeeze forecast.

Elevated vs 20das of 2026-08-20 · finra_cnms
Short / total
85.5%
vs 20d (z)
2.08
Short vol
1,299,183
Status
ok

Squeeze pressure score

full

67/100

Short leg
71
Call leg
78
Activity
5.9
Call vol share
81.5%
PCR (vol)
0.23
Call OI share
68.2%
ATM IV
52.0%

FINRA off-exchange short volume (TRF/ADF consolidated). Not short interest as % of float. Squeeze pressure score (0–100) — free composite of off-exchange short volume and (when available) call-side options activity. Not a probability that a squeeze will occur.

Disclosure score

Rule-based News / Insider / Earnings legs from cached SEC filings — context only, not beat/miss or a buy signal.

Disclosure score

+8

as of 2026-08-20 · mongo_cache_only
News
0
Insider
0
Earnings
+8

Signals below are rule hits from cached filings — Risk / Constructive / Attention. Attention is not a bullish call. Linked chips open the SEC original when available.

Disclosure event score — rule-based view of recent SEC filings and earnings calendar. Not a prediction that price will move, and not earnings beat/miss.

Earnings surprise (quant context)

From Yahoo/public fundamentals cached on the last quant scan — not part of the disclosure event score, and not a buy signal. Figure can lag the latest print.

Last reported surprise -0.1%

Filings & events

Recent SEC disclosures and earnings dates — context only, not a trade signal.

as of 2026-08-19·sec_edgar·CIK 0001601712
Next earnings
2026-10-14yahoo_calendar
Last earnings

SEC filings as reported; earnings dates may come from Yahoo calendar. Context only — not investment advice and not a prediction that price will move on a filing or event.